Windermere - Randy Heagle

Windermere Real Estate/CIR

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For 01/27/2012

Programs	Rate	APR	P&I
30 Year (fixed)	3.750%	3.992%	$694.67
15 Year (fixed)	3.000%	3.314%	$1035.87
3/1 Arm*	2.875%	2.649%	$622.34

Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.